Terms of Service
Last updated: August 27, 2026
These terms govern your use of leventhalfinancial.com and the Leventhal Financial Custom Budgeting App (the "App"). By using either, you agree to them. If you do not agree, please do not use them.
What we are, and what we are not
Leventhal Financial LLC provides personal budgeting and debt-payoff coaching and education.
Leventhal Financial LLC is not an investment adviser, tax adviser, securities broker, insurance producer, credit repair organization, or debt settlement company, and it is not a law firm or an accounting firm. Nothing on this website, in the App, or in any coaching session is investment advice, tax advice, legal advice, or a recommendation to buy, sell, or hold any security or financial product.
We do not manage money, take custody of funds, execute transactions, negotiate with creditors on your behalf, or make representations to credit bureaus.
Coaching is educational. You make your own financial decisions, and you remain solely responsible for them. Consider consulting a licensed professional in the relevant field before making significant financial, tax, or legal decisions.
No fiduciary or advisory relationship
Using this website or the App does not create a fiduciary relationship, an advisory relationship, or a professional-client relationship of any kind. A coaching relationship begins only when a written engagement agreement is signed by both parties.
The Leventhal Financial Custom Budgeting App
Access. The App is provided to coaching clients as part of an engagement. We may make it available on other terms.
Your data is yours, and it is on your device. The App stores your information locally in your own browser, and, if you choose to enable syncing, in your own Google Drive account. We do not host it, cannot access it, and have no copy of it. See our Privacy Policy for the detail.
Backups are your responsibility. Because your data lives on your device rather than on our servers, we cannot restore it for you. Browser data can be lost if you clear your browsing data, reset or lose a device, or use a private browsing window. The App provides an export function, and syncing to your own cloud storage provides redundancy. We strongly recommend keeping your own backups, and we are not able to recover data that is lost.
Third-party services. If you connect Google Drive, your use of that service is governed by Google's own terms and privacy policy. We are not responsible for the availability, behavior, or policies of Google or any other third-party provider.
Accuracy. The App performs calculations from the information you enter. It does not verify that information against your bank, and its output is only as accurate as what you put in. Figures shown are for planning and educational purposes and are not tax, accounting, or investment advice. Always verify against your actual account statements before acting.
Provided as is. The App is provided "as is" and "as available," without warranties of any kind, express or implied, including any implied warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that it will be uninterrupted, error-free, or free of defects, or that it will be compatible with every device or browser.
Acceptable use
Do not use this website or the App to break the law, infringe anyone's rights, attempt to gain unauthorized access to any system, interfere with the service, or reverse engineer, copy, resell, or redistribute the App or its underlying code.
Intellectual property
The website, the App, and all coaching materials, templates, worksheets, and written deliverables are the property of Leventhal Financial LLC and are protected by copyright. As a client you receive a personal, non-transferable license to use your materials for your own household's purposes. You may not resell, publish, or distribute them.
The financial information you enter remains entirely yours. We claim no ownership of it.
Limitation of liability
To the fullest extent permitted by law, Leventhal Financial LLC and its owner will not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for lost profits, lost savings, lost data, or lost opportunity, arising out of or relating to your use of this website or the App, even if advised of the possibility of such damages.
To the fullest extent permitted by law, our total aggregate liability arising out of or relating to this website or the App is limited to the greater of the fees you paid us in the twelve months preceding the claim, or one hundred dollars ($100).
Nothing in these terms limits liability that cannot be limited under applicable law.
Indemnity
You agree to indemnify and hold harmless Leventhal Financial LLC and its owner from any claim, loss, or expense arising out of your misuse of this website or the App, your violation of these terms, or your violation of the rights of any third party.
If you are a coaching client
Your signed engagement agreement controls. If anything in these terms conflicts with the Master Coaching Agreement and Service Schedule you signed, that signed agreement governs the coaching relationship, and these terms apply only to your general use of the website and the App. These terms do not modify, replace, or add to your engagement agreement.
Changes
We may update these terms. The "last updated" date will change, and continued use after a change means you accept the revised terms.
Governing law
These terms are governed by the laws of the State of Texas, without regard to its conflict-of-laws rules. Any dispute arising out of or relating to these terms or your use of this website or the App will be brought exclusively in the state or federal courts located in Collin County, Texas, and you consent to the jurisdiction of those courts.
Contact
Leventhal Financial LLC
Email: info@leventhalfinancial.com